In depth write up from the Bank of International Settlements covering the Crypto market. While I do believe Crypto and de-centralization holds a large part of our future this points out a lot of great analysis.
Read the piece here: https://www.bis.org/publ/arpdf/ar2018e5.htm
Read the piece here: https://www.bis.org/publ/arpdf/ar2018e5.htm